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REAL ESTATE OPPORTUNITY?

FUND YOUR WAY FORWARD

WITH GPS

 
 

HIGH-SPEED, LOW COST PRIVATE LENDING YOU CAN BANK ON

 
 
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THINK OUTSIDE-THE-BANK

 

• Innovative Products - Forward-thinking terms and flexible structuring to help you hit your objectives, whatever those might be.

 

• Fast Funding - 1 streamlined application + 1 driven team to take your deal from application to closing in approximately 3-10 days.

 

• Low cost - The competitive terms you need to turn a healthy profit margin.

PROFITABLE PROJECTS

START HERE

 
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FIX & FLIPS

 

Short-Term Loans

Up to 36 Months

Rates starting at 9.50%

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GROUND-UP CONSTRUCTION

 

Short-Term Loans

Up to 36 Months

Rates starting at 10.99%

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RENTAL LOANS

 

Loans

Up to 40 Years

Rates starting at 6.25%

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BRIDGE

 

Short-Term Loans

Up to 24 Months

Rates starting at 9.50%

RECENTLY

FUNDED

 
 
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$2,200,000

MULTI-FAMILY

 

Brooklyn, New York

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$180,000

REFINANCE

Starke, Florida

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$2,000,000

LAND LOAN

Elizabeth , New Jersey

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WORK

WITH US

 
 
 

FUNDING LOANS NATIONWIDE

 
 
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LET'S RUN THE NUMBERS TOGETHER

 
 

We recognize opportunity when we see it — and we’re here to help you drive yours to the finish line.

 

1000+

LOANS CLOSED

 
 

500M+

IN FINANCING

 
 

MANY REPEAT

BORROWERS

 
 

20+

YEARS

EXPERIENCE

 
 
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YOU BRING THE OPPORTUNITY.

WE'LL BRING THE FUNDING

 
 
GET STARTED

Frequently Asked Questions

 

1. What is a hard money loan?

A hard money loan is short-term real estate financing based on the property's value rather than the borrower's income or credit. GPS Capital funds hard money loans from $500,000 to $20 million and can close in as little as one week.

 

2. How fast can GPS Capital close?

Most deals close in about one week. Well-documented deals have funded in 3-5 business days, because we underwrite and fund with our own capital - no broker and no outside committee.

 

3. Do I need good credit to qualify?

No. GPS Capital has no minimum credit score. We underwrite the asset and the deal, so borrowers with bad credit, no credit, or past credit events are welcome to apply.

 

4. What loan sizes does GPS Capital offer?

From $500,000 up to $20 million, at up to 70% of the property's after-repair value.

 

5. What rates and terms should I expect?

Rates run 9.99% to 12.99% with 2 origination points and terms of about twelve months, priced to the specific deal.

 

6. Where does GPS Capital lend?

Nationwide. We are most active in New York, New Jersey, Pennsylvania, Connecticut, Florida, Texas, and California, and we consider deals in all fifty states.

 

7. How do I apply?

Call 718-247-8863 or submit your deal at gpscapllc.com. One application covers all of our loan programs, and a commitment from GPS Capital is a guarantee.

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