Loan programs built for investors
One application covers every program. We underwrite the asset and the deal, not your W-2, and fund with our own capital, so there is no outside committee slowing you down. Hard money deals close in as little as 5 to 7 days, fix and flip and bridge loans in about 2 weeks, and DSCR rental loans in 3 to 4 weeks.
Fix & Flip
Buy, renovate and sell. One loan covers purchase and rehab.
✓ Close in about 2 weeks
✓ Purchase & rehab financing
✓ 1–4 unit & 5+ unit properties
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Construction
Ground-up builds and major renovations for investors.
✓ Ground-up & heavy rehab
✓ Purchase or refinance
✓ Lending nationwide
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Hard Money
Fast asset-based loans for any investment property.
✓ Purchase, refi & rehab
✓ 1–4, 5+, commercial & land
✓ Close in 5–7 days, nationwide
Bridge
Short-term loans to buy, refinance or reposition fast.
✓ Close in about 2 weeks
✓ Purchase, refi & cash-out
✓ Residential & commercial
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DSCR Rental
Long-term rental loans qualified on the property's rental income.
✓ Close in 3–4 weeks
✓ Qualify on rental income
✓ 1–4, 5+ unit & mixed-use
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Recently funded
Frequently asked questions
What is a hard money loan?
A short-term real estate loan based on the value of the property and the deal, not your tax returns or W-2. It is built for investors who need to move faster than a bank allows.
How fast can GPS Capital close?
It depends on the program. Hard money deals can close in as little as 5 to 7 days, fix and flip and bridge loans in about 2 weeks, and DSCR rental loans in 3 to 4 weeks.
What loan programs do you offer?
Hard money, fix and flip, rehab and ground-up construction, commercial bridge, and DSCR rental loans, covering 1-4 unit, 5+ unit, mixed-use, commercial properties and land.
What rates should I expect?
Every deal is priced on its own. Call 718-247-8863 for current terms on your deal.
Where does GPS Capital lend?
Nationwide. We are most active in New York, New Jersey, Pennsylvania, Connecticut, Florida, Texas and California.
How do I apply?
Call 718-247-8863 or submit your deal on our contact page. One application covers every program.